Few consumers know the benefits of a Living Trust or the value of a Living Will. Most believe that meeting with an attorney is the only way to prepare legal documents, but avoid attorney consultations because of the time and fees involved. Others spend hours reading self-help books to research the correct forms to use, the language and syntax needed in preparing legal documents, and the process to follow. Luminary Financial offers document preparation services in regard to general debt, debt settlement, and debt consolidation.